Karmachari Sanchaya Kosh – कर्मचारी संचय कोष | Employees Provident Fund Nepal

Karmachari Sanchaya Kosh

Karmachari Sanchaya Kosh / कर्मचारी संचय कोष 

Karmachari Sanachaya Kosh which is known as Employees Provident Fund (EPF) in English and  कर्मचारी सञ्चय कोष in Nepali was established in 1944 as a Nijamati Provident Fund.The EPF is managed by the Ministry of Finance on behalf of the Government of Nepal as a Provident Fund (PF) for employees of the government, public and private sectors. It was the Employee Provident Fund that approved the retirement fund for the Government of Nepal (GoN), and its Provident Fund (PF) manages a fund that is intended to help its contributors upon retirement or separation from employment.

The Provident Fund also provides certain social benefits to our contributors in addition to managing the Provident Fund.Moreover, private sector companies are also eligible to become members of the EPF, provided that such companies have at least ten (10) employees contributing regularly.

Website For Karmachari Sanchaya Kosh / कर्मचारी संचय कोष 



History of Provident Fund/कर्मचारी संचय कोष/ Karmachari Sanchaya Kosh in Nepal

During the Rana Regime in Nepal, Sainik Drabya Kosh (Army Provident Fund) was established in 1934, which marks the beginning of the Provident Fund in Nepal. To remove financial hardships for army personnel after retirement, the scheme was established. A specified percentage of army staff salaries was to be contributed to their provident fund (Sanchaya Kosh) account in Sainik Drabya Kosh. The scheme was expanded a decade later to cover employees of the civil service as well.
To manage the scheme for civil servants working within Kathmandu, Nijamati Provident Fund (NPF) was established in 1944. It was expanded in 1948 to provide coverage to civil servants all over the country. As part of the Ministry of Finance and Economic Affairs, the Employees Provident Fund Department was established in 1959. Sainik Drabya Kosh and Nijamati Provident Fund were both managed by this department. All employees of the government, including the police, are now covered by the scheme. 
After the establishment of the Employee Protection Fund Department in 1961, a separate law named the “Karmachari Sanchaya Kosh Act” came into effect in 1962. According to the act, the Karmachari Sanchayakosh was granted the authority to establish provident funds. Karmachari Sanchaya Kosh was established after the amalgamation of Sainik Drabya Kosh, Nijamati Provident Fund, and Provident Fund Department. Throughout the years, Karmachari Sanchaya Kosh (KSK) has grown by leaps and bounds, and today it provides social security to millions in Nepal. 

Karmachari Sanchaya Kosh Login | कर्मचारी संचय कोष login | EPF iPortal | Login



Karmachari sanchaya kosh login

Karmachari sanchaya kosh Balance Check

You can check balance of Karmachari sanchaya kosh by visting the portal of Karmachari sanchaya kosh at https://site.epfnepal.com.np/

Karmachari Sanchaya Kosh Loan

There are different Types of loan facilities provided by Karmachari Sanchaya Kosh in Nepal for the needy people for various purposes which includes Education Loan, House Loan, Revolving Loan , Special Loan , House Maintenance Loan, Online Special Loan , Online Loan Deposit , Land Purchase Loan,etc. 

You can access to these loans at the footer of the website (https://site.epfnepal.com.np/)

Karmachari Sanchaya Kosh Loan


Karmachari Sanchaya Kosh Form | कर्मचारी संचय कोष फारम

You can access different Types Karmachari Sanchaya Kosh Form provided by Karmachari Sanchaya Kosh in Nepal for various purposes like Badhuwa Form , KYC Edit/Update Form, New PF Number Request Form , संचयकर्ता स्वास्थ्योपचार सुविधा योजना सोधभर्ना दावी फाराम , थप किस्ता रकम भुक्तानी फाराम,etc.

To Access these Forms Please Do Visit : https://site.epfnepal.com.np/resource/13

Karmachari Sanchaya Kosh Form

Karmachari Sanchaya Kosh KYC Form

Individual KYC Form

Office KYC Form

Individual KYC FormOffice KYC Form

Karmachari sanchaya kosh Thamel

Phone Number




Branch Head

Mr. Damodar Pd. Subedi (Dept. Chief) Contributors services
Mr. Dinesh Kumar K.C. (Dept. Chief) Fund Management
Mr. Topa Ram Pandit (Dept. Chief) Contributors Loan

Karmachari sanchaya kosh Biratnagar

Phone Number




Branch Head

Mr. Tej Prasad Khanal

Karmachari sanchaya kosh Pokhara

Phone Number




Branch Head

Mr. Nagendra Prasad Paudel


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Management Notes