Karmachari Sanchaya Kosh – कर्मचारी संचय कोष | Employees Provident Fund Nepal

Karmachari Sanchaya Kosh / कर्मचारी संचय कोष 

Karmachari Sanachaya Kosh which is known as Employees Provident Fund (EPF) in English and  कर्मचारी सञ्चय कोष in Nepali was established in 1944 as a Nijamati Provident Fund.The EPF is managed by the Ministry of Finance on behalf of the Government of Nepal as a Provident Fund (PF) for employees of the government, public and private sectors. It was the Employee Provident Fund that approved the retirement fund for the Government of Nepal (GoN), and its Provident Fund (PF) manages a fund that is intended to help its contributors upon retirement or separation from employment.

The Provident Fund also provides certain social benefits to our contributors in addition to managing the Provident Fund.Moreover, private sector companies are also eligible to become members of the EPF, provided that such companies have at least ten (10) employees contributing regularly.

कर्मचारी संचय कोष : Explanation in Nepali

Karmachari Sanchaya Kosh Vision

Through leadership role as the national social security provider, establish the fund as a social security organization of international standards.

Karmachari Sanchaya Kosh Mission

a) Through effective resource mobilization, sustainable and attractive facilities, qualitative services and expanding the coverage of potential social security programs to all employees in the organized sector, establish the fund as Nepal’s most reputed social security organization.
b) Through modern management systems, establishment and expansion of quality based network, creative and competitive working principle, extensive cooperation and partnership, develop the fund as a social security organization of international standards.
c) Through good management of the provident fund and social security benefits, providing assurance on social security to the contributors and making the fund as ”A happy big family of satisfied members”.
d) Through mobilization of the long term savings available with the fund in infrastructure development, contribute in the country’s economic development.

Karmachari Sanchaya Kosh Management Team

Jitendra DhitalAdministrator
Jeevan Kumar KatwalJoint Administrator
Bharat Raj Wasti

Rochan Shrestha

Dhurba Bhattarai

Dhruba Pd. Adhikari

Dinesh Kumar K.C.

Rajendra Shakya

Thakur Jang Thapa

Damodar Pd. Subedi

Subash Khadka

Darshan Bhattarai

Birendra Poudel

Chief Managers
Mahesh Prasad Khanal

Ram Kaji K.C.

Shanta Gautam

Sagar Kumar Singh

Rakesh Lal Shrestha

Rajendra Bhandari

Madan Subedi

Dilip Raj Paudel

Kalpana Manandhar

Nirmala Humagain

Arjun Niroula

Dhruba Prasad Pant

Senior Managers

Karmachari Sanchaya Kosh Board Members

Krishna Hari PushkarChairman
Prof. Dr. Jeewan Kumar Bhattarai

Arun Kumar BC

Baburam Subedi

Ganesh Singh Bhandari

Jitendra Dhital

Board Members

Website For Karmachari Sanchaya Kosh / कर्मचारी संचय कोष 



History of Provident Fund/कर्मचारी संचय कोष/ Karmachari Sanchaya Kosh in Nepal

During the Rana Regime in Nepal, Sainik Drabya Kosh (Army Provident Fund) was established in 1934, which marks the beginning of the Provident Fund in Nepal. To remove financial hardships for army personnel after retirement, the scheme was established. A specified percentage of army staff salaries was to be contributed to their provident fund (Sanchaya Kosh) account in Sainik Drabya Kosh. The scheme was expanded a decade later to cover employees of the civil service as well.
To manage the scheme for civil servants working within Kathmandu, Nijamati Provident Fund (NPF) was established in 1944. It was expanded in 1948 to provide coverage to civil servants all over the country. As part of the Ministry of Finance and Economic Affairs, the Employees Provident Fund Department was established in 1959. Sainik Drabya Kosh and Nijamati Provident Fund were both managed by this department. All employees of the government, including the police, are now covered by the scheme. 
After the establishment of the Employee Protection Fund Department in 1961, a separate law named the “Karmachari Sanchaya Kosh Act” came into effect in 1962. According to the act, the Karmachari Sanchayakosh was granted the authority to establish provident funds. Karmachari Sanchaya Kosh was established after the amalgamation of Sainik Drabya Kosh, Nijamati Provident Fund, and Provident Fund Department. Throughout the years, Karmachari Sanchaya Kosh (KSK) has grown by leaps and bounds, and today it provides social security to millions in Nepal. 

Karmachari Sanchaya Kosh Login | कर्मचारी संचय कोष login | EPF iPortal | Login



Karmachari sanchaya kosh login

Karmachari sanchaya kosh Balance Check

You can check balance of Karmachari sanchaya kosh by visting the portal of Karmachari sanchaya kosh at https://site.epfnepal.com.np/

Karmachari Sanchaya Kosh Loan

There are different Types of loan facilities provided by Karmachari Sanchaya Kosh in Nepal for the needy people for various purposes which includes Education Loan, House Loan, Revolving Loan , Special Loan , House Maintenance Loan, Online Special Loan , Online Loan Deposit , Land Purchase Loan,etc. 

You can access to these loans at the footer of the website (https://site.epfnepal.com.np/)

Karmachari Sanchaya Kosh Loan


Karmachari Sanchaya Kosh Form | कर्मचारी संचय कोष फारम

You can access different Types Karmachari Sanchaya Kosh Form provided by Karmachari Sanchaya Kosh in Nepal for various purposes like Badhuwa Form , KYC Edit/Update Form, New PF Number Request Form , संचयकर्ता स्वास्थ्योपचार सुविधा योजना सोधभर्ना दावी फाराम , थप किस्ता रकम भुक्तानी फाराम,etc.

To Access these Forms Please Do Visit : https://site.epfnepal.com.np/resource/13

Karmachari Sanchaya Kosh Form

Karmachari Sanchaya Kosh KYC Form

Individual KYC Form

Office KYC Form

Individual KYC FormOffice KYC Form

Karmachari sanchaya kosh Thamel

Phone Number




Branch Head

Mr. Damodar Pd. Subedi (Dept. Chief) Contributors services
Mr. Dinesh Kumar K.C. (Dept. Chief) Fund Management
Mr. Topa Ram Pandit (Dept. Chief) Contributors Loan

Karmachari sanchaya kosh Biratnagar

Phone Number




Branch Head

Mr. Tej Prasad Khanal

Karmachari sanchaya kosh Pokhara

Phone Number




Branch Head

Mr. Nagendra Prasad Paudel


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