To a conflict theorist, marriage and families are fascinating because:

No one ever gets what they want, so everyone compromises.

To a conflict theorist, marriage and families are fascinating because:

A) Within the family are social standings and power struggles.
B) All teenagers always fight with their parents.
C) All married men and women fight every single day of their lives.
D) No one ever gets what they want, so everyone compromises.

Correct Answer:   A) Within the family are social standings and power struggles.

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Which of the following are the three principles discussed in the belmont report?

Which organizations should be involved in commmunications planning?

Which of the following are the three principles discussed in the belmont report?

A. IRB review, Federal regulations, Declaration of Helsinki.
B. Informed Consent, Institutional Assurance, Researcher responsibility.
C. Privacy, Confidentiality, Equitable selection of subjects.
D. Respect for Persons, Beneficence, Justice.

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The Randolph Teweles Company (RTC) has decided to acquire a new truck. One alternative is to lease the truck on a 4-year guideline contract for a lease payment of $10,000 per year, with payments to be made at the beginning of each year.

The Randolph Teweles Company (RTC) has decided to acquire a new truck.

The Randolph Teweles Company (RTC) has decided to acquire a new truck. One alternative is to lease the truck on a 4-year guideline contract for a lease payment of $10,000 per year, with payments to be made at the beginning of each year. Alternatively, RTC could purchase the truck outright for $40,000, financing the purchase by a bank loan for the net purchase price and amortizing the loan over a 4-year period at an interest rate of 10% per year. Under the borrow-to-purchase arrangement, RTC would have to maintain the truck at a cost of $1,000 per year, payable at year end. The truck falls into the MACRS 3-year class. It has a residual value of $10,000, which is the expected market value after 4 years, when RTC plans to replace the truck irrespective of whether it leases or buys. RTC has a marginal federal-plus-state tax rate of 40%.

  • a) What is RTC’s PV cost of leasing?
  • b) What is RTC’s PV cost of owning?
  • c) Should the truck be leased or purchased?

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Assignment Method – Concept, Characteristics and Steps | Operations Management

Assignment Method

Assignment Method

Concept

Organizational resources are allocated using the assignment method. This involves assigning tasks and jobs to resources. People can be assigned to projects, machines to jobs, and salespeople to territories. It is most often aimed at minimizing total costs or the time required to complete the task. Assigning jobs or workers to machines (or projects) is an important characteristic of assignment problems.

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A beneficiary change can occur normally at any time during the policy term.

A beneficiary change can occur normally at any time during the policy term.

A beneficiary change can occur

 Options:

a) only upon the request of the revocable beneficiary
b) only on specified dates within the policy
c) normally at any time during the policy term
d) at no time

The Correct Answer Is:

  • c) normally at any time during the policy term

A beneficiary change can occur normally at any time during the policy term. Regardless of whether the beneficiary is still alive or not, a beneficiary change can happen at any time during a policy term. Insurance companies must notify all beneficiaries when a beneficiary passes away so that they can receive benefits. It is possible to request removal of a beneficiary’s name from the list of beneficiaries if there are multiple beneficiaries and one does not want to continue receiving benefits from the policy.

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How are annuities given favorable tax treatment ?

How are annuities given favorable tax treatment ?

How are annuities given favorable tax treatment ?

 Options:

A) Gains are tax deductible
B) Gains are tax exempt at distribution
C) Gains are taxed at distribution
D) Gains are converted to tax credits

The Correct Answer Is:

  • C) Gains are taxed at distribution

Annuities are given favorable tax treatment because gains are taxed at distribution. This means that the income generated from annuities is taxed less than other forms of income. Tax breaks, including the retirement savings contribution credit, are also available to annuity providers, which can reduce your tax liability even further.

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Life income joint and survivor settlement option guarantees

Life income joint and survivor settlement option guarantees

Life income joint and survivor settlement option guarantees

Options:

a) Income for 2 or more recipients until they die.
b) Payment of interest on death proceeds.
c) Payout of the entire death benefit.
d) Equal payments to all recipients.

The Correct Answer Is:

  • a) Income for 2 or more recipients until they die.

Life income joint and survivor settlement option guarantees income for 2 or more recipients until they die. You should know that a joint and survivor settlement guarantees income for two or more beneficiaries until their deaths if you are considering this option. Financial stability and protection in times of need are important considerations when making a decision. Beneficiaries can also receive survivorship benefits after their deaths to provide ongoing support.

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